Payroll Loan
Fast and convenient loan solutions designed for government employees. Enjoy flexible repayment terms, competitive interest rates, and swift approval to cover your personal or family needs.
At Bond Savings and Loans PLC, we understand that employees often need quick and convenient access to credit for personal or emergency expenses. Our Payroll Loan is specifically tailored to meet these needs, offering a hassle-free borrowing experience with flexible repayment options.
Swift Approval Process
Enjoy a streamlined application and approval process.
Our dedicated team ensures quick turnaround times so you can access the funds you need without delay.
Competitive Interest Rates
Benefit from interest rates that are designed to minimize the cost of borrowing.
Repay your loan with ease, knowing that you’re getting one of the most competitive deals in the market.
Convenient Repayment through Salary Deductions
Repayments are automatically deducted from your monthly salary, reducing the risk of missed or late payments.
This seamless approach helps you manage your finances without the hassle of manual payments.
Flexible Repayment Terms
Choose a repayment period that aligns with your financial situation and goals.
Whether you need a short-term solution or a slightly longer repayment plan, we’ve got you covered.
No Collateral Required
Focus on your immediate needs without the stress of providing collateral.
Your steady employment status serves as a key consideration for loan approval.
Simple Eligibility Requirements
Open to employees of recognized companies and institutions.
Provide proof of employment and a valid ID to get started.
Personalized Customer Support
Our team of experts is always available to guide you through the loan process and address any concerns.
Receive tailored advice on how best to manage your loan and stay on track with repayments.
Why Choose Bond Savings and Loans PLC?
Reliability & Trust: As we celebrate our 10th anniversary, Bond Savings and Loans PLC continues to uphold a strong reputation for stability and customer-focused services.
Customer-Centric Approach: We prioritize your financial well-being, ensuring every product—like our Payroll Loan—is designed with you in mind.
Transparency: No hidden fees or charges. All loan terms and conditions are clearly outlined for your peace of mind.
How to Apply
Confirm Eligibility: Ensure you meet our basic requirements—steady employment and a valid ID.
Submit Application: Complete a quick application form online or at any Bond Savings and Loans PLC branch.
Provide Supporting Documents: Present proof of employment and other necessary documentation.
Loan Approval & Disbursement: Once approved, funds are disbursed promptly into your Bond account.
Repayment Made Easy: Monthly repayments are deducted directly from your salary, letting you focus on what truly matters—your personal and professional goals.
Take control of your financial needs with the Bond Payroll Loan. Your Success is Our Passion, and we’re committed to helping you achieve it.
Bond Local Purchase Order (LPO) Financing
Running a successful business often depends on timely access to funds, especially when you’ve secured a local purchase order or contract for the supply of goods. At Bond Savings and Loans PLC, we understand these challenges and offer the Bond Local Purchase Order (LPO) Financing solution—designed to help you fulfill orders and grow your business without financial roadblocks.
Quick Access to Funds
Fast Disbursement: Get the working capital you need in the shortest possible time to purchase goods or materials.
Streamlined Approval: Our dedicated team works efficiently to review and approve your LPO financing application, ensuring minimal delays.
Flexible Financing Terms
Short to Medium-Term Loans: Tailor your repayment period based on the contract duration and your business cash flow.
Competitive Interest Rates: Benefit from fair rates designed to keep your costs manageable and protect your profit margins.
Collateral Options
LPO as Security: Use your confirmed local purchase order or contract from a reputable organization as primary collateral.
Flexible Collateral Requirements: We also accept other forms of collateral if needed, giving you multiple avenues to secure the loan.
Simple Eligibility Criteria
Registered Business: Must be duly registered with the relevant authorities.
Valid Purchase Order: A confirmed LPO or contract from a recognized institution or company.
Good Credit Standing: Demonstrate the capacity to repay the loan through established business cash flows.
Dedicated Customer Support
Personalized Service: Our relationship managers offer tailored advice and support, helping you navigate every stage of the financing process.
Transparent Processes: No hidden charges or surprise fees—just clear terms to help you plan effectively.
Why Choose Bond Savings and Loans PLC?
Expertise & Reliability: With a decade of experience, we have a proven track record of supporting businesses across various sectors.
Customer-Centric Approach: Your success is our priority. We design our products and services to match your business needs and goals.
Robust Digital Channels: Enjoy the convenience of online and mobile banking for quick account updates, payments, and more.
How to Apply
Visit Any Bond Branch or Apply Online: Talk to our friendly representatives who will guide you through the application process.
Submit Required Documents: Provide your valid LPO or contract, business registration details, and any additional documents requested.
Assessment & Approval: Our credit team evaluates your application promptly, ensuring a quick turnaround.
Loan Disbursement: Upon approval, the funds are released to help you fulfill your purchase order and keep your business running smoothly.
Repayment: Make regular repayments according to the agreed schedule. We’ll send you timely reminders and support to help you stay on track.
Fulfill your business contracts with confidence through Bond Local Purchase Order Financing. Let us be your trusted financial partner as you focus on delivering quality goods and services. At Bond Savings and Loans PLC, Your Success is Our Passion—and we’re committed to making it a reality.
Bond Duapa
Invest in your future one step at a time with Bond Duapa from Bond Savings and Loans PLC. Designed to help you cultivate a consistent savings habit, Bond Duapa makes it simple and rewarding to set aside small amounts regularly. Whether you’re planning for education, a dream home, or simply want to build an emergency fund, Bond Duapa provides a secure path to achieve your financial goals.
Variable Monthly Investment
Start with as little as GHC 100 per month.
Adjust your contribution any time to align with your financial situation or goals.
Enjoy the flexibility of saving at your own pace while still growing your funds.
Attractive Interest Rate
Earn returns at T-bill plus 1% on your monthly contributions.
Maximize your earnings over time, ensuring your money works as hard as you do.
Tenured Investments
Choose a tenure that suits your needs: 91 days, 182 days, or 365 days.
Enjoy the convenience of short, medium, or long-term savings options.
Rollover options available for extended growth.
Security & Peace of Mind
Your savings are in safe hands with Bond Savings and Loans PLC.
Benefit from a stable, regulated financial institution dedicated to safeguarding your investments.
Convenient Access & Support
Easily monitor your progress and account status through our online and mobile banking platforms.
Our dedicated customer service team is always on hand to provide guidance and support.
Why Choose Bond Duapa?
Consistent Savings Habit: Small, regular contributions help you build discipline and ensure long-term financial stability.
Flexible & Adaptable: Adjust your deposits as your income or circumstances change.
Tailored to Your Goals: Select from different tenures to match your short or long-term plans.
Reliable Partner: As we celebrate our 10th anniversary, Bond Savings and Loans PLC remains committed to helping you achieve financial success.
How to Get Started
Open an Account: Visit any Bond Savings and Loans PLC branch or sign up online.
Set Your Monthly Investment: Decide how much you want to deposit every month, starting from GHC 100.
Choose a Tenure: Pick the duration that aligns with your savings goals—91, 182, or 365 days.
Earn & Grow: Watch your money grow with attractive interest rates.
Build a brighter financial future with Bond Duapa. Start small, stay consistent, and enjoy the rewards of disciplined savings. Let us be your trusted partner on your journey to financial independence.
Bond Hybrid Account
Enjoy the best of both worlds with the Bond Hybrid Account from Bond Savings and Loans PLC. This innovative account combines the transactional flexibility of a current account with the rewarding interest rates of a savings account. Whether you’re an individual or a corporate entity, the Bond Hybrid Account gives you the freedom to manage your funds efficiently while earning attractive returns.
Minimum Balance Requirements
Individuals: Open and maintain your account with as little as GHS 500.
Corporate: Start with a minimum balance of GHS 4,000 to enjoy seamless transactions and benefits.
Free Initial Cheque Book
Receive your first cheque book at no cost.
Simplify payments and manage day-to-day expenses with ease.
Attractive Interest Rate (7% p.a.)
Earn a competitive 7% interest per annum on your balance.
Grow your funds while enjoying quick access to your money whenever you need it.
No Charges on Account
Experience worry-free banking with zero account maintenance fees.
Keep more of your money for the things that matter most.
Digital Banking Access
Internet Banking: Monitor your account, transfer funds, and pay bills securely online.
Mobile & USSD Banking: Stay connected to your account on the go with convenient mobile and USSD options.
SMS Alerts: Receive real-time notifications for every transaction, ensuring you’re always in control of your finances.
Why Choose the Bond Hybrid Account?
Versatility: Enjoy the transactional benefits of a current account coupled with the interest-earning advantage of a savings account.
Cost-Effective: With no hidden fees or charges, more of your money stays where it belongs—working for you.
Convenience: Manage your finances anytime, anywhere through our secure digital channels.
Reliable Partnership: As we celebrate our 10th anniversary, Bond Savings and Loans PLC continues to uphold a reputation for trust, stability, and customer-centric service.
How to Open a Bond Hybrid Account
Visit Any Bond Branch or Sign Up Online: Our friendly representatives will guide you through the simple registration process.
Provide the Required Documentation: Typically includes a valid ID, proof of address, and a passport-sized photograph (if needed).
Fund Your Account: Deposit the minimum opening balance—GHS 500 for individuals or GHS 4,000 for corporate clients.
Access Your Benefits: Receive your free initial cheque book and start enjoying the convenience and rewards of the Bond Hybrid Account.
Experience the flexibility and growth potential of the Bond Hybrid Account. Join the Bond family today and let us help you achieve your financial aspirations.
At Bond Savings and Loans PLC, Your Success is Our Passion.
Current Account
Experience a new level of convenience and flexibility with the Bond Current Account from Bond Savings and Loans PLC. Designed to meet your everyday financial needs, this account offers a seamless banking experience with a host of benefits to help you save, transact, and grow your finances.
No Minimum Balance
Open your Bond Current Account with any amount you have—no pressure to maintain a specific balance. We believe in making banking accessible and stress-free for everyone.
Unlimited Withdrawals
Enjoy round-the-clock access to your funds without any hidden charges or restrictions on the number of withdrawals. Your money remains truly yours, whenever you need it.
Qualifies You for a Loan
Looking to expand your business, invest in personal development, or fund a new project? Maintaining a Bond Current Account makes you eligible to apply for our competitive loan products, helping you achieve your goals faster.
Access to Internet, Mobile & USSD Banking
Manage your finances on the go through our secure online platforms. Whether you prefer using a smartphone app or a simple USSD code, you can check balances, make transfers, pay bills, and more—anytime, anywhere.
Access to SMS
Stay in control of your transactions with real-time SMS alerts. Receive instant notifications of every account activity for added peace of mind.
Bond Savings and Loans PLC remains committed to delivering innovative banking solutions tailored to your needs. Open a Bond Current Account today and step into a world of limitless possibilities. Let us partner with you on your financial journey—because at Bond, your success is our priority.
Bond Fixed Deposits (Daakyɛ Dwetiri)
Experience secure and rewarding investments with Bond Savings and Loans PLC. Our Fixed Deposits (Daakyɛ Dwetiri) offer you the opportunity to grow your funds with peace of mind. Whether you’re looking to invest for a few months or an entire year, our tenured options guarantee competitive returns, helping you achieve your financial aspirations faster.
Secured Investment with Attractive Rates
Benefit from stable and predictable returns on your investment. Our Fixed Deposit rates are linked to T-bill rates, with an additional 1% to 5% depending on your chosen tenure and the volume of your deposit.
Flexible Tenure Options
Choose from 91-day, 182-day, or 365-day terms to suit your personal or business goals. Whether you need short-term liquidity or prefer a longer-term growth strategy, we have the right plan for you.
Competitive Returns
Earn more on your money with interest rates that surpass typical savings accounts. Watch your funds grow steadily over time without the volatility of high-risk investments.
Additional Benefits
Collateral for Loan Facilities: Use your fixed deposit as collateral to access our range of loan products.
Rollover Options: Reinvest your principal and interest automatically for continuous growth.
Flexible Interest Payment: Opt to receive interest upfront, monthly, or at maturity based on your preferences.
Personalized Support: Our dedicated customer service team is always ready to assist with any inquiries or account adjustments.
Bond Savings Account
Grow your wealth and secure your future with the Bond Savings Account from Bond Savings and Loans PLC. Designed with simplicity and convenience in mind, this account empowers you to save consistently, earn attractive returns, and enjoy easy access to your money.
Minimum Balance of GHS 20
Open your account with just GHS 20.
Lower entry requirements make saving accessible to everyone.
Attractive Interest Rates
Earn competitive returns on your savings.
Watch your balance grow steadily while maintaining the flexibility to withdraw when needed.
Convenient Access
Internet Banking: Check your balance, make transfers, and pay bills online anytime, anywhere.
SMS Banking: Stay on top of your account activity with real-time transaction alerts via SMS.
Free E-Statements
Receive monthly statements directly in your inbox at no extra cost.
Enjoy a secure and eco-friendly way to track your savings progress.
Why Choose the Bond Savings Account?
Flexibility & Accessibility: A low minimum balance requirement makes it easy to start saving.
Competitive Returns: Attractive interest rates help you grow your funds without locking them away.
Digital Convenience: Manage your money from the comfort of your home or on the go through our online and SMS banking platforms.
Reliable Partnership: As we celebrate our 10th anniversary, Bond Savings and Loans PLC continues to uphold a strong reputation for stability and customer-focused services.
How to Open an Account
Visit Any Bond Branch or Sign Up Online: Our friendly staff will guide you through a quick and hassle-free process.
Provide Necessary Documentation: You’ll need a valid ID, proof of address, and a passport-sized photo (if required).
Make Your Initial Deposit: Start your savings journey with a minimum of GHS 20.
Enjoy the Benefits: Access your account through internet or SMS banking and watch your savings grow.
Take control of your financial future with the Bond Savings Account. Experience the convenience, flexibility, and peace of mind that come from partnering with a trusted financial institution. Bond Savings and Loans PLC—Your Success, Our Passion.
